ALLIED Group Mortgage Company(ALLIED) is a highly innovative mortgage banking company.We have simplified the mortgage loan process in order that loan approvals are rendered in a matter of hours, rather than the industry norm of weeks or months. A substantial investment in human and financial resources has been, and continues to be, committed to achieve and maintain this goal. Sophisticated technological programs guide the applications, processing, and closing functions. We term the end result "Premier Service".

From our beginning in 1987, we have focused on delivering Premier Service to our customers, from application through servicing the loan. Reliance on state of the art electronic data processing systems has enabled us to achieve this goal. Additionally, the usage of leading edge computer systems has enabled our company to reduce costs, particularly in the loan origination process. For instance, most mortgage banking companies employ loan originators to develop business. Typically, loan originators are compensated at a rate of one half of one percent (1/2 of 1%) to three quarters of one percent (3/4 of 1%) of the mortgage loan amount for taking the loan application. On a $100,000 loan, the loan originator commission would be anywhere from $500 to $750. ALLIED does not pay a commission, but instead, on conventional loans, passes the savings on to the borrower by way of a reduced origination fee structure. The larger the mortgage loan, the greater the savings to the borrower. Significant savings can be realized by borrowers submitting their own application on the Internet or contacting our office directly.

Currently ALLIED services in excess of 50,000 loans throughout most of the United States. We are able to make mortgage loans directly in many states. Of interest is the fact that historically, our company has sold less than one percent (1%) of the servicing rights on loans closed or acquired. While we cannot guarantee we will not sell servicing in the future, our philosophy has been, and continues to be, that the company will not sell servicing. Accordingly, our borrowers have not experienced periodic notifications that payments must be sent to another entity. Knowing the policies and procedures of a lender results in a good comfort level for our borrowers..